With insurance companies hiking prices every year - and using networks to deny choice of doctor and treatment - families and small businesses desperately have sought alternatives that offer peace of mind.

We set out to empower patients in a way to be free to choose their health care while reigning in costs. We have found solutions for businesses and individuals to save on health costs, build the ultimate medical benefit savings account, and maximize retirement with an HSA. Click "Tell Me More" to learn about Health Excellence Plus - our flagship product. 

Find out if you can cut your health costs in half and discover the freedom to choose the care you desire.